SAN JUAN, Puerto Rico — Aylsa Torres sighed in relief when she
received a letter from her bank two weeks after Hurricane Maria hit. She
was among the hundreds of thousands of Puerto Ricans awarded a
three-month moratorium on their mortgage payments as the U.S. territory
reeled from the storm's destruction.
Believing she was temporarily freed from those
financial obligations, the 46-year-old government worker drained her
savings to pay for a $750 generator and $786 worth of repairs for storm
damage. But when Torres visited her bank in December, she says, she was
shocked to hear that she was behind on payments and that officials
threatened to foreclose on her apartment and ruin her credit rating.
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